What is a significant risk to waterfront property during winter storms on Lake Ontario?

Erosion and flooding represent a significant risk to waterfront property during winter storms on Lake Ontario due to the combination of storm surges and rising water levels. Winter storms can generate strong winds and high waves that erode shorelines, undermining the structural integrity of properties located close to the water. Additionally, the accumulation of water due to melting snow and heavy precipitation can lead to localized flooding, further damaging property and infrastructure. Waterfront properties are particularly vulnerable because they are situated at the water's edge, making them more susceptible to the forces of nature during severe weather events. While high winds and ice buildup are also risks, their direct impact is often less relevant compared to the immediate threats posed by erosion and flooding during winter storms.